Experience the Best of Portugal: the Visa for Pensioners and Personal Income Earners

The D7 visa, known colloquially as the “retiree visa” or the “personal income visa,” provides a streamlined pathway for individuals seeking Portuguese residency while depending on their own financial resources. This visa is especially well-suited for those who derive income from diverse sources, such as dividends, interest, rental income, and pensions. It offers a structured procedure for those looking to establish their residence in Portugal, allowing them to enjoy the country’s unique lifestyle, rich culture, and numerous amenities. Whether you are a retiree or a personal income earner, the D7 visa can open the door to a fulfilling life in Portugal.

Who is Eligible?

The D7 Visa welcomes non-EU/EEA/Swiss citizens who wish to make Portugal their new home and meet one of the following criteria:

  • Pensioners with documented proof of retirement or other personal income sources earned in Portugal.
  • Personal income earners with verifiable annual income tax, real estate and financial assets, and the capacity to sustain themselves in Portugal.


Your Gateway to Portuguese Residency

  1. Portuguese Tax Number (NIF): Obtain a Portuguese tax number to facilitate financial transactions.
  2. Portuguese Bank Account: Open a bank account in Portugal for seamless financial management.
  3. Visa Application: Submit your visa application to the VFS/Portuguese Consulate in your current country of residence.
  4. Insurance: Secure Travel and Health Insurance or a declaration of intent to obtain insurance within 90 days of arrival.
  5. Clean Record: Provide a clean criminal record certificate issued by the Federal Police.
  6. Detailed Declaration: Sign a declaration specifying the purpose of your visa application, expected length of stay, and your address in Portugal.
  7. Proof of Income: Demonstrate sufficient income to sustain yourself for at least 12 months (equivalent to a minimum of 12 months of the Portuguese minimum wage).
    • Pensioners can use documentation proving retirement income.
    • Personal income earners must showcase their annual income tax, real estate holdings, financial assets, and their availability in Portugal.
  8. Establish Domicile: Prove your domicile in Portugal by acquiring, renting, or borrowing a property or through a letter of invitation from a legal resident in Portugal offering accommodation.

Visa Validity and Future Prospects

Your Self-Employed Income Visa is initially valid for 2 years, with the option for renewal in 3-year increments. To maintain your status, you must spend a minimum of 6 months per year in Portugal, plus an additional 2 months within each period of validity (provided you don’t exceed 6 consecutive months outside the country). Longer absences are acceptable for professional or cultural reasons.

After a minimum of 5 years under this visa, you can apply for a Permanent Residence Permit or even pursue Portuguese citizenship, granting you a lifetime of opportunities in this beautiful country.

Why Choose the D7 Visa

With the D7 visa, you can enjoy a multitude of benefits:

  1. Reside in Portugal: Make Portugal your new home and immerse yourself in its rich history and vibrant lifestyle.
  2. Family Reunification: Reconnect with your loved ones and build a life together in Portugal.
  3. Work Opportunities: Explore professional endeavours and find exciting work prospects.
  4. Access to Education: Enrol your children in Portugal’s exceptional public schools and universities.
  5. Healthcare: Access the Portuguese Social Security System, including the National Health System.
  6. Legal Protections: Utilize Portuguese courts of justice and gain insight into the country’s legal framework.
  7. Tax Advantages: Benefit from the Non-Habitual Resident Regime (NHR), which offers tax exemptions on specific income sources.

Discover your path to a new life in Portugal. Don’t miss this chance to embrace a vibrant and fulfilling future.